Client Testimonials

7 Years Helping You Get Great Rates!

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Latest Lending Rates

TermOur Rates
rates subject to change without notice
6 month closed3.95 %
1 year closed2.94 %
2 year closed2.59 %
3 year closed2.49 %
4 year closed2.77 %
5 year closed2.95 %
7 year closed3.79 %
10 year closed4.29 %
Variable2.40 %

Listen to what some of our clients are saying:

I come from a family of very opinionated, loving people. When it came time to buying a home for my sister and myself, logically, I turned to them for advice. Little did I realize that along with being inundated with information from my realtor, I was also over loaded with information and advice from my family. I came to terms with the fact that I could not realistically take on everyone's advice and in the chaos I lost my own confidence in what I wanted. I felt overwhelmed, stressed out, and unhappy about a time in my life when I should have felt proud and excited. That is when I called Alfred l on the advice of a colleague. From the first day I talked to Alfred, on the phone, I felt a sense of assurance that I was doing the right thing, and it would all get done. Alfred is knowledgeable, and has a warm personality. He was very personable and conducted himself professionally. He was able to listen to the needs of my sister, and myself and respected my family's input. He supported us throughout the entire process from beginning to end and afterwards. I would recommend Alfred to anyone who is thinking about becoming a home owner.

Priya Singh, Brampton ON

Well first let me start by telling you how grateful I am for all the work you did on my behalf. I know it wasn't easy but you did it. This was a financial turning point for me and even though I knew you were "selling" me something I appreciated your sincerity along the way. You were right and you got me a great deal against the odds. I will certainly refer you. My son may be looking at being a first time homebuyer soon. I will give him your contact info for sure when the time comes. My daughter and her husband are also looking at buying in the next couple of years.... and other than that, if I know of anyone wanting a new mortgage for any reason at all, I will be happy to refer them to you. Thanks again for all the hard work.

Erik & Julia Kwan, Markham On

Mr. Alfred DSouza is a very nice and honest man. He worked very hard and helped us get a good rate on our first house in Canada. Kindest Regards.

Theeran Chinnamalai, Scarborough

Hi Alfred - Thank you for finding us an incredible mortgage! My wife and I are pleased with the low mortgage rate you were able to secure for us. Our bank manager was quite surprised at the rate we were able to get from the lender you found for us, telling us that he could not have arranged a similar rate through the bank. I'm also sure that your persistence in clarifying our rather complicated details for the mortgagor had a hand in getting such an ideal rate. Best wishes, Deepak Coelho

Deepak & VIdya Coelho, Markham ON

Alfred, We really appreciate all the work you put in to helping us get our mortgage. You absolutely went above + beyond all our expectations. Thank you again.

Harold & Barb Young, Markham

We would like to thank Alfred for his excellent service! We recently migrated and he was very quick to get us approved, and we will recommend Alfred to all our friends, family and neighbors. He was there for us when we had a question or concern.

Mal Thakur, Scarborough, ON

Alfred did an excellent job answering all questions and concerns we had as first time buyers. He took the time to sit down with us when we had time, directed us where we needed and offered sound advice during this massive step one takes in their lives. Alfred also offered us suggestions in areas we could save a few dollars while explaining both the pros and cons to each situation and allowing us to make the final decision. I will definitely use Alfred again in the future and would not hesitate to suggest him to friends and family.

Pam Burk, Newmarket ON

I contacted Alfred DSouza for a mortgage refinance ealier this summer. I was very impressed that Alfred could find me an interest rate that beat my bank I have been faithfully dealing with for many years. The experience was very professional, yet casual. There was never a question he could not answer for me. Thanks again Alfred.

Paula & David Chin, Markham ON